Top Identity Protection Websites: Identity Theft Protection services make monitoring your accounts easy. Get fraud alerts, have your name removed from marketing lists and or place freezes and locks on your credit report to help prevent identity theft.

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Educational Material for Identity Protection

What is identity theft:

Identity theft is a method of stealing someone's identity. An individual or group pretends to be a specific person’s identity, usually as a method to gain access to resources or obtain credit and other benefits in that person's name. Identity theft occurs when someone uses another's personal identification information, such as name, identification number/social security number, or credit card number, without their permission, to commit fraud or other crimes. The victim of identity theft can suffer consequences if they are held responsible for the perpetrator's actions.

A user’s identity can be compromised by a variety of different scenarios. A victim might be inadvertently giving out their identity when shopping online. Thieves could go through their mail, steal their wallet or purse, even go through their garbage to find sensitive information. There are many ways to give away your identity to the wrong people, which is why having a way to protect it can provide an immeasurable amount of comfort.

Statistics:

*In 2013, 11.6 million people in the United States were victims of identity theft, and that number is rising every year.
*The average monetary losses per incident was nearly $5,000.
*The total loss was over $24 billion.
*Using a smart phone increases your risk.
*Using social media increases your risk.

How can I protect my identity:

There are many ways to protect yourself against possible identity thieves, such as shredding documents or old credit cards, reviewing bank statements and credit reports, or even creating strong passwords for programs that contain personal information. However, even with all these methods, you could still be a victim of identity theft. By using an Identity theft protection service you will have the extra protection needed to feel secure about your identity. Having a trusted organization monitoring your credit, identity, and public records, will significantly reduce your chances of being an identity theft victim.

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